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Celebrating a Life: Blog

    3 Eye-Opening Factors That Will Help You Avoid Funeral Sticker Shock

    Posted by Mark Busch March 8, 2016

    Busch 3 Eye-Opening Factors That Will Help You Avoid Funeral Sticker ShockBelieve it or not, the average cost of a funeral is $7,000 to $10,000. Yet, according to our survey of Ohio households, we found that 38% of respondents believe funerals cost $4,000 or less in total.

    With this gap in perception and actual cost, many families find themselves overwhelmed when the final price is calculated. In fact, the Funeral and Memorial Information Council states that 36% surveyed said they wish that they could change the price of a funeral.

    Prices continue to rise (doubling every 10 to 12 years), so it’s important to understand what makes up the cost of funerals. Here are three things to keep in mind.

    Related Resource: Download the Seniors' Guide to Funeral Arrangements; How Preplanning Can Save Time, Money and Worry.

    1. Consider Common Costs Associated with Funerals. 

    Funerals can be a big expense, especially if you’re unaware of all the elements associated with them. Understanding the prices will help show you how the costs can add up.

    The following is a breakdown of median costs for common funeral needs from the National Funeral Directors Association:

    • Basic service fee: $2,000

    • Removal / transfer of remains to funeral home: $310

    • Embalming: $695

    • Preparation of body (bathing and disinfecting): $250

    • Use of facilities for viewing: $420

    • Use of facilities for funeral: $495

    • Hearse: $318

    • Metal casket: $2,395

    • Flowers: $290*

    • Obituary: $300*

    • Grave opening: $650*

    • Graveside service: $425*

    • Grave maker / headstone: $1,542*

    While this list can give you average associated prices, remember that there may be additional items that you want or need for your funeral.

    *Denotes these figures were pulled from TheFuneralSite.com.

    2. Evaluate the Additional Considerations for Cremation.

    When you are deciding on funeral plans, remember that your choice of cremation and burial services hold different costs and requirements.

    For example, with cremation, you select options such as cremation containers, urns, decorative containers or keepsake items.

    Also, decide whether you want a final gathering and the type. Cremation has different considerations than burial, including:

    • Simple cremation is strictly the cremation service, with no memorial, funeral or gathering for family members to grieve.

    • Cremation with a funeral is a service that is held pre-cremation. Family members may rent or purchase a casket for a visitation and service.

    • Cremation with a memorial service includes a gathering that takes place after the cremation is complete. It’s common for families to have the urn or decorative container present and can be held at a gravesite, church or funeral home.

    Also, factor in the cost of what you will do with the cremains. Final resting place options include scattering, earth burial, personal possession, or a niche at the cemetery. Each decision impacts the final price.

    3. Preplan to Better Budget for Funeral Costs.

    Preplan your funeral and get yourself on the road to saving money. Preplanning locks in today’s costs, insulating you from increasing costs. As we said above, funeral costs double every 10 to 12 years. So, the earlier you plan, the more you save. Plus, preplanning offers you flexible payment options to make it easier to fit into your budget.

    Best of all, preplanning offers huge benefits for your family. Not only do you save them from taking on the financial burden, they won’t have to make difficult decisions during one of the worst times of their lives. Discuss and document your final wishes, so your family knows exactly what to do when the time comes. All of our preplanning plans meet Medicaid qualifications.

    Learn more about how Busch Funeral and Crematory Services can help you preplan here. Our preplanning advisors can walk you through the process in one appointment.

     

    Funeral Preplanning Financial Guide  

    Image Credit: Pixabay

    Topics: Preplanning

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