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Busch’s Guide for First-Time Family Caregivers: How to Have Conversations About End-Of-Life Planning

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End-of-Life-ConversationsBusch’s Guide for First-Time Family Caregivers is a three-part series. This is the third post of the series. Read the second post here.

“More than 90 percent of people think that it’s important to have conversations about end-of-life care with their loved ones, yet less than 30 percent have done so.”

American Association of Retired Persons (AARP)

While death is a topic we often avoid, it’s one of the most important conversations family caregivers can have with aging loved ones.

Below, we explain how to have end-of-life conversations about financial and legal matters, advanced directives and more. As you approach these topics with a loved one, keep in mind this is a conversation not a debate. Make a point to listen to understand, rather than listen to respond. These moments, although difficult to discuss, are important to ensure your loved one’s final wishes are carried out even after they pass.

1. Financial and Legal Matters

If your loved one’s health is quickly declining, it’s important to have conversations about financial and legal matters.

Take time to sit down and devise a plan together. Some questions to consider include:

  • Do you have a designated power of attorney?
  • Are your beneficiaries up to date?
  • What financial accounts do you have and where?
  • Do you have a financial planner?
  • What insurance do you have, and where are the policies?
  • Have you done estate planning?
  • Do you have a living will?
  • Have you ever considered putting aside money for your final arrangements?

As the family caregiver, it’s essential you know this information and have access to important documents and records in the event a death occurs.

2. Advance Directives

At some point, your aging loved may no longer be able to take an active role in his or her healthcare. Asking about their care plans before an accident occurs can help you better honor their wishes in the future. 

An advance directive is a legal document in which a person specifies comprehensive guidance for end-of-life care. Having advanced directives in place can give family caregivers peace of mind, knowing they’re doing everything in their power to give their loved one the care he or she wants. 

Your loved one can also feel at ease knowing their healthcare wishes are in writing.

3. Preplanning Final Arrangements

Did you know there are up to 125 decisions to make when planning a funeral? To save you and your family time, money and worry, talk with your aging loved one about preplanning arrangements.

With the help of a preplanning advisor, the two of you can design a meaningful and memorable tribute that reflects your loved one’s end-of-life wishes.

Not to mention, when you preplan, your loved one has the option to prefund funeral arrangements through flexible payment plans to lock in at today’s prices. This saves families from sudden financial burdens and stressful decisions if final wishes are recorded and money is accounted for ahead of time.

Schedule a Preplanning Consultation Today

If you or a loved one is interested in preplanning arrangements, we encourage you to schedule a consultation. Within one afternoon, our preplanning advisors can explain your options, answer your questions and walk you through the process.

Contact us today to schedule a consultation. Or, to learn more about preplanning, download a complimentary copy of the Seniors’ Guide to Funeral Arrangements.

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